ATLANTA PLUMBING & HOMEOWNERS INSURANCE
Does Homeowners Insurance Cover Plumbing?
One thing that many people don’t think about is whether or not their plumbing is covered! You might want to take time to explore the company’s policy before making your final decision. Do I have to purchase a policy that covers everything or can I pick and choose the parts of coverage that are important to me? What types of coverages come with homeowner insurance policies? How do I save money on my Home Insurance Policy? Home insurance is a big decision. It’s something you purchase to protect your home and family from the unexpected, but it can be difficult to know what kind of coverage you need.
It depends on your lifestyle and personal finances, as well as how much risk you want to take on when it comes to protecting your home from damage due to natural disasters or theft. Homeowners insurance usually includes protection against fire, storm damage, theft and more – but does that cover plumbing?
For many people who don’t think about this before purchasing their policy, they discover too late that there’s no coverage for plumbers’ fees if things go wrong with their pipes. That means they have a big bill coming up which they weren’t expecting.
- What is home insurance and why do you need it
- Why should I get homeowners insurance for my plumbing
- How much does homeowners insurance cost
- Do I have to purchase a policy that covers everything or can I pick and choose the parts of coverage that are important to me
- Different types of coverages offered by Home Insurance companies
- Tips on how to save money on your Home Insurance Policy
What Is Home Insurance and Why Do You Need It
Homeowners insurance is designed to help protect your home from the unforeseen. This type of coverage typically includes protection for damage due to events such as fire, theft, storm damage and more. For many people however, they discover too late that their plumbers’ fees are not covered under their policy if something goes wrong with their plumbing.
Why Should I Get Homeowners Insurance for My Plumbing
Many people fail to think about this before purchasing their policy and later on when a plumbing emergency arises they find out they will have a hefty bill coming up which they were not expecting. So while some may not see it as a necessity, it is always wise to purchase an insurance policy that covers your plumbing.
Most people don’t know that a sewer line replacement can cost as much as $30,000. Of course, not all sewer line replacements cost that much. The cost is often calculated by a cost per foot, which can range anywhere from $50 to $250 per foot.
However, the cost can be heavily impacted by the ability to access the pipe. If the pipe is 10 feet underground and runs close to public roads or other utilities, then additional costs will be needed for permits, tractors, trucks and waste disposal. Most city ordinances require that “gray water / mud” be vacuumed up into specialized trucks.
How Much Does Homeowners Insurance Cost
The reason it is difficult to give a one-size-fits-all answer when it comes to how much home insurance costs is because different factors can affect the price you pay in a big way, such as where you live and the amount of coverage you choose.
The price is determined by an estimated value, which is determined by local authorities. The estimated value is not always the same as the recent sold price.
The insurance premium is calculated on an annual amount, which is then broken down into monthly payments.
The average annual premiums typically range between $645 – $2,148.
Do I Have to Purchase a Policy That Covers Everything or Can I Pick and Choose the Parts of Coverage That Are Important to Me
While all of us would love it if there was one golden policy that had everything we needed, unfortunately these types of policies don’t exist yet. However, just because you can’t get a one-size-fits-all policy doesn’t mean you have to purchase a different policy for each type of coverage. If you want, you can pick and choose the parts of your coverages that are important to you.
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 404-807-4865 today!
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What advanced drain cleaning techniques are used by your professionals?
Our professional drain cleaning techniques are top-notch. We utilize advanced methods like hydro jetting, video inspection, repairs, sewer cleaning, and trenchless sewer repair.
These techniques not only clear clogs and remove debris, but they also help detect potential issues before they turn into major problems. Hydro jetting, in particular, is a powerful and water-efficient method that we employ to ensure effective cleaning. If you have any questions about these techniques, feel free to ask!
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When should I have my slab checked?
Keep an eye out for signs like unexpected spikes in water bills, damp or wet floors without a clear cause, cracks in walls or floors, uneven floors, unexplained mold or mildew, sounds of running water when faucets are off, and hot spots on floors.
If you notice any of these signs, it’s a good time to have your slab checked by our experts. We’ll provide a thorough inspection and recommend slab repair solutions to address any issues.
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Is it expensive to unclog a drain?
When it comes to unclogging a drain, the cost can vary based on factors such as the complexity of the clog, the location of the blockage, and the specific services required.
Our pricing ensures that you receive quality service without any surprises. Feel free to reach out to us for a free estimate tailored to your specific drain cleaning needs.
